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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,559 | $88,707+91.1% | $74,184+128.6% | $273,972-38.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 7.65% | 11.94%-4.3pp | 17.74%-10.1pp | 41.46%-33.8pp |
| Employer contribution / active EE | $7,922 | $3,159+150.7% | $2,370+234.2% | $4,869+62.7% |
| Participant deferral / active EE | $11,916 | $4,212+182.9% | $3,550+235.7% | $5,287+125.4% |
| Admin fee / account holder | $701 | $8,717-92.0% | $5,586-87.4% | $10,133-93.1% |