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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,054 | $138,312+140.1% | $122,979+170.0% | $155,188+114.0% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 14.54% | 22.06%-7.5pp | 20.12%-5.6pp | 148.84%-134.3pp |
| Employer contribution / active EE | $3,761 | $3,530+6.5% | $3,062+22.8% | $4,248-11.5% |
| Participant deferral / active EE | $12,404 | $5,592+121.8% | $5,003+147.9% | $6,531+89.9% |
| Admin fee / account holder | $19,770 | $15,089+31.0% | $12,864+53.7% | $14,480+36.5% |