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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,744 | $110,240+161.9% | $96,544+199.1% | $139,487+107.0% |
| Participation rate | 93.3% | 78.1%+15.2pp | 76.0%+17.3pp | 80.3%+13.0pp |
| Annual return | 15.48% | 26.41%-10.9pp | 25.88%-10.4pp | 373.84%-358.4pp |
| Employer contribution / active EE | $9,869 | $3,622+172.4% | $2,966+232.7% | $4,755+107.6% |
| Participant deferral / active EE | $12,147 | $5,549+118.9% | $4,851+150.4% | $6,713+81.0% |
| Admin fee / account holder | $1,365 | $11,602-88.2% | $8,254-83.5% | $11,407-88.0% |