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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,073 | $92,219+109.4% | $76,767+151.5% | $135,380+42.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -7.22% | 5.46%-12.7pp | 2.43%-9.7pp | 519.81%-527.0pp |
| Employer contribution / active EE | $6,953 | $3,216+116.2% | $2,485+179.8% | $4,779+45.5% |
| Participant deferral / active EE | $15,730 | $4,508+248.9% | $3,852+308.4% | $5,609+180.4% |
| Admin fee / account holder | $538 | $10,749-95.0% | $6,675-91.9% | $10,828-95.0% |