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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,988 | $100,811+177.7% | $86,698+222.9% | $134,545+108.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -20.39% | 29.11%-49.5pp | 35.96%-56.4pp | 418.37%-438.8pp |
| Employer contribution / active EE | $7,584 | $3,490+117.3% | $2,837+167.4% | $4,742+60.0% |
| Participant deferral / active EE | $12,614 | $5,339+136.2% | $4,656+170.9% | $6,401+97.1% |
| Admin fee / account holder | $8,876 | $10,926-18.8% | $7,492+18.5% | $11,431-22.4% |