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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,931 | $70,366+174.2% | $66,674+189.4% | $138,895+38.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 14.20% | 386.41%-372.2pp | 321.24%-307.0pp | 145.39%-131.2pp |
| Employer contribution / active EE | $1,412 | $2,765-48.9% | $2,620-46.1% | $4,194-66.3% |
| Participant deferral / active EE | $3,688 | $4,374-15.7% | $4,084-9.7% | $6,396-42.3% |
| Admin fee / account holder | $5,693 | $5,262+8.2% | $5,098+11.7% | $12,562-54.7% |