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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,939 | $99,031-1.1% | $86,597+13.1% | $147,585-33.6% |
| Participation rate | 85.7% | 76.3%+9.4pp | 73.5%+12.2pp | 82.8%+2.9pp |
| Annual return | 13.47% | 1312.56%-1299.1pp | 964.96%-951.5pp | 578.57%-565.1pp |
| Employer contribution / active EE | $746 | $3,132-76.2% | $2,840-73.7% | $4,876-84.7% |
| Participant deferral / active EE | $3,036 | $3,972-23.6% | $3,609-15.9% | $5,439-44.2% |
| Admin fee / account holder | $15,701 | $5,711+175.0% | $4,906+220.1% | $10,885+44.2% |