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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,697 | $100,911+31.5% | $90,440+46.7% | $158,966-16.5% |
| Participation rate | 83.3% | 75.0%+8.3pp | 72.7%+10.6pp | 82.0%+1.4pp |
| Annual return | 10.98% | 1726.62%-1715.6pp | 1294.38%-1283.4pp | 302.95%-292.0pp |
| Employer contribution / active EE | $1,334 | $3,690-63.8% | $3,263-59.1% | $4,762-72.0% |
| Participant deferral / active EE | $3,894 | $4,348-10.5% | $3,964-1.8% | $5,983-34.9% |
| Admin fee / account holder | $970 | $6,507-85.1% | $5,615-82.7% | $11,250-91.4% |