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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,933 | $92,743+76.8% | $82,744+98.1% | $134,532+21.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | 13.17% | 946.63%-933.5pp | 702.22%-689.1pp | 418.27%-405.1pp |
| Employer contribution / active EE | $1,324 | $3,273-59.5% | $3,008-56.0% | $4,741-72.1% |
| Participant deferral / active EE | $3,546 | $4,802-26.2% | $4,395-19.3% | $6,401-44.6% |
| Admin fee / account holder | $53,840 | $5,977+800.7% | $5,325+911.1% | $11,429+371.1% |