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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,862 | $103,008+11.5% | $90,304+27.2% | $152,897-24.9% |
| Participation rate | 85.7% | 75.9%+9.8pp | 73.3%+12.4pp | 82.5%+3.3pp |
| Annual return | 20.30% | 95.22%-74.9pp | 78.13%-57.8pp | 345.43%-325.1pp |
| Employer contribution / active EE | $1,133 | $3,139-63.9% | $2,855-60.3% | $4,764-76.2% |
| Participant deferral / active EE | $3,328 | $4,281-22.3% | $3,885-14.3% | $5,851-43.1% |
| Admin fee / account holder | $3,031 | $6,175-50.9% | $5,354-43.4% | $11,599-73.9% |