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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,168 | $162,529+12.7% | $130,788+40.0% | $154,746+18.4% |
| Participation rate | 25.0% | 75.9%-50.9pp | 70.1%-45.1pp | 80.7%-55.7pp |
| Annual return | 13.26% | 510.48%-497.2pp | 386.44%-373.2pp | 172.34%-159.1pp |
| Employer contribution / active EE | $1,671 | $4,447-62.4% | $3,558-53.0% | $4,379-61.8% |
| Participant deferral / active EE | $3,426 | $4,808-28.8% | $4,137-17.2% | $6,730-49.1% |
| Admin fee / account holder | $0 | $7,669-100.0% | $6,673-100.0% | $14,365-100.0% |