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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,961 | $176,688-63.8% | $130,660-51.0% | $152,909-58.2% |
| Participation rate | 30.0% | 79.0%-49.0pp | 71.7%-41.7pp | 82.5%-52.5pp |
| Annual return | 31.95% | 2693.08%-2661.1pp | 1709.29%-1677.3pp | 345.46%-313.5pp |
| Employer contribution / active EE | $1,323 | $5,743-77.0% | $4,092-67.7% | $4,764-72.2% |
| Participant deferral / active EE | $3,551 | $4,362-18.6% | $3,603-1.4% | $5,851-39.3% |
| Admin fee / account holder | $0 | $7,131-100.0% | $5,463-100.0% | $11,601-100.0% |