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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,710 | $156,963-22.5% | $121,204+0.4% | $139,466-12.7% |
| Participation rate | 33.3% | 76.5%-43.1pp | 69.5%-36.2pp | 80.3%-47.0pp |
| Annual return | 21.41% | 1476.75%-1455.3pp | 987.18%-965.8pp | 373.66%-352.3pp |
| Employer contribution / active EE | $2,152 | $5,544-61.2% | $4,170-48.4% | $4,754-54.7% |
| Participant deferral / active EE | $3,832 | $4,848-21.0% | $4,083-6.1% | $6,712-42.9% |
| Admin fee / account holder | $0 | $6,953-100.0% | $5,651-100.0% | $11,409-100.0% |