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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,160 | $158,852-77.2% | $121,220-70.2% | $135,380-73.3% |
| Participation rate | 27.3% | 79.3%-52.0pp | 71.8%-44.5pp | 82.6%-55.4pp |
| Annual return | -15.35% | -0.64%-14.7pp | 16.94%-32.3pp | 519.81%-535.2pp |
| Employer contribution / active EE | $1,276 | $5,666-77.5% | $4,023-68.3% | $4,779-73.3% |
| Participant deferral / active EE | $3,243 | $4,006-19.0% | $3,345-3.1% | $5,609-42.2% |
| Admin fee / account holder | $0 | $6,515-100.0% | $5,021-100.0% | $10,828-100.0% |