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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,155 | $152,591-41.6% | $117,529-24.1% | $134,545-33.7% |
| Participation rate | 44.4% | 77.1%-32.7pp | 70.6%-26.2pp | 81.2%-36.8pp |
| Annual return | -16.72% | 53.04%-69.8pp | 29.77%-46.5pp | 418.37%-435.1pp |
| Employer contribution / active EE | $2,712 | $5,576-51.4% | $4,179-35.1% | $4,742-42.8% |
| Participant deferral / active EE | $5,172 | $4,821+7.3% | $4,072+27.0% | $6,401-19.2% |
| Admin fee / account holder | $0 | $7,004-100.0% | $5,645-100.0% | $11,431-100.0% |