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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,373 | $176,402-51.6% | $134,162-36.4% | $158,982-46.3% |
| Participation rate | 33.3% | 78.7%-45.4pp | 72.2%-38.9pp | 82.0%-48.6pp |
| Annual return | 18.61% | 63.66%-45.0pp | 36.35%-17.7pp | 302.99%-284.4pp |
| Employer contribution / active EE | $809 | $5,042-84.0% | $3,705-78.2% | $4,763-83.0% |
| Participant deferral / active EE | $2,360 | $4,093-42.3% | $3,500-32.6% | $5,983-60.6% |
| Admin fee / account holder | $0 | $8,719-100.0% | $6,685-100.0% | $11,252-100.0% |