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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,210 | $88,186+45.4% | $165,071-22.3% | $74,459+72.2% |
| Participation rate | 83.7% | 73.1%+10.6pp | 78.6%+5.1pp | 67.2%+16.5pp |
| Annual return | 6.09% | 17.13%-11.0pp | 70.17%-64.1pp | 1369.70%-1363.6pp |
| Employer contribution / active EE | $9,678 | $2,600+272.2% | $4,347+122.6% | $2,626+268.6% |
| Participant deferral / active EE | $2,435 | $4,505-45.9% | $6,035-59.7% | $4,350-44.0% |
| Admin fee / account holder | $5,357 | $2,234+139.8% | $12,695-57.8% | $1,945+175.5% |