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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,069 | $86,341-2.6% | $125,195-32.8% | $65,186+29.0% |
| Participation rate | 85.3% | 75.3%+10.0pp | 79.8%+5.5pp | 70.2%+15.1pp |
| Annual return | 8.89% | 27.44%-18.6pp | 43.79%-34.9pp | 29.39%-20.5pp |
| Employer contribution / active EE | $10,095 | $2,040+395.0% | $3,866+161.1% | $2,177+363.8% |
| Participant deferral / active EE | $2,076 | $3,538-41.3% | $4,937-58.0% | $3,514-40.9% |
| Admin fee / account holder | $2,405 | $609+294.7% | $9,704-75.2% | $847+183.9% |