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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,520 | $86,692+33.3% | $119,634-3.4% | $66,949+72.6% |
| Participation rate | 80.2% | 75.6%+4.6pp | 79.3%+0.9pp | 69.8%+10.4pp |
| Annual return | -9.53% | -8.00%-1.5pp | -14.98%+5.4pp | 1.57%-11.1pp |
| Employer contribution / active EE | $10,269 | $2,536+304.9% | $4,232+142.6% | $2,545+303.5% |
| Participant deferral / active EE | $2,066 | $4,360-52.6% | $5,601-63.1% | $4,239-51.3% |
| Admin fee / account holder | $1,141 | $755+51.2% | $10,329-88.9% | $594+92.3% |