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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,343 | $83,090+49.6% | $130,062-4.4% | $71,529+73.8% |
| Participation rate | 86.2% | 74.1%+12.1pp | 78.5%+7.7pp | 67.9%+18.3pp |
| Annual return | 13.11% | 20.61%-7.5pp | -137.37%+150.5pp | 28.97%-15.9pp |
| Employer contribution / active EE | $9,995 | $2,624+281.0% | $4,322+131.2% | $2,590+285.9% |
| Participant deferral / active EE | $2,302 | $4,436-48.1% | $5,821-60.4% | $4,291-46.3% |
| Admin fee / account holder | $2,547 | $1,727+47.5% | $10,601-76.0% | $1,588+60.3% |