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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,888 | $72,404+4.8% | $110,243-31.2% | $64,173+18.3% |
| Participation rate | 93.2% | 73.3%+19.9pp | 79.8%+13.4pp | 69.6%+23.7pp |
| Annual return | -0.66% | -6.29%+5.6pp | 314.76%-315.4pp | 7.63%-8.3pp |
| Employer contribution / active EE | $601 | $2,282-73.6% | $3,827-84.3% | $2,381-74.7% |
| Participant deferral / active EE | $920 | $3,469-73.5% | $4,672-80.3% | $3,470-73.5% |
| Admin fee / account holder | $302 | $5,664-94.7% | $8,548-96.5% | $4,887-93.8% |