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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,689 | $93,182+38.1% | $146,647-12.2% | $79,389+62.1% |
| Participation rate | 81.6% | 76.4%+5.1pp | 80.1%+1.5pp | 70.7%+10.8pp |
| Annual return | 15.31% | 21.61%-6.3pp | 22.75%-7.4pp | 116.89%-101.6pp |
| Employer contribution / active EE | $11,042 | $2,420+356.3% | $4,137+166.9% | $2,428+354.8% |
| Participant deferral / active EE | $2,123 | $4,169-49.1% | $5,506-61.4% | $4,046-47.5% |
| Admin fee / account holder | $4,347 | $585+643.1% | $10,281-57.7% | $626+594.0% |