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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,210 | $88,087+45.5% | $164,866-22.2% | $74,546+72.0% |
| Participation rate | 83.7% | 73.1%+10.7pp | 78.6%+5.1pp | 67.2%+16.5pp |
| Annual return | 6.09% | 17.27%-11.2pp | 69.97%-63.9pp | 1366.03%-1359.9pp |
| Employer contribution / active EE | $9,678 | $2,595+272.9% | $4,343+122.9% | $2,624+268.8% |
| Participant deferral / active EE | $2,435 | $4,499-45.9% | $6,033-59.6% | $4,347-44.0% |
| Admin fee / account holder | $5,357 | $2,232+140.1% | $12,689-57.8% | $1,944+175.6% |