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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $527,621 | $93,598+463.7% | $135,974+288.0% | $75,173+601.9% |
| Participation rate | 92.9% | 75.2%+17.7pp | 81.9%+10.9pp | 67.2%+25.7pp |
| Annual return | 14.81% | 30.89%-16.1pp | 68.30%-53.5pp | 160.72%-145.9pp |
| Employer contribution / active EE | $4,344 | $3,538+22.8% | $4,859-10.6% | $2,671+62.6% |
| Participant deferral / active EE | $13,753 | $6,405+114.7% | $7,760+77.2% | $4,126+233.3% |
| Admin fee / account holder | $8,830 | $6,978+26.5% | $10,767-18.0% | $5,651+56.3% |