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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,678 | $98,766+376.6% | $149,730+214.4% | $79,852+489.4% |
| Participation rate | 92.6% | 75.8%+16.8pp | 82.5%+10.1pp | 69.6%+23.0pp |
| Annual return | 11.83% | 27.43%-15.6pp | 276.70%-264.9pp | 31.72%-19.9pp |
| Employer contribution / active EE | $4,554 | $3,217+41.6% | $4,645-2.0% | $2,471+84.3% |
| Participant deferral / active EE | $12,677 | $5,681+123.2% | $6,843+85.3% | $3,740+238.9% |
| Admin fee / account holder | $6,972 | $6,052+15.2% | $9,310-25.1% | $5,306+31.4% |