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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,123 | $82,674+466.2% | $125,381+273.4% | $68,486+583.5% |
| Participation rate | 85.2% | 75.1%+10.1pp | 82.4%+2.8pp | 67.9%+17.3pp |
| Annual return | -13.97% | -5.97%-8.0pp | 572.31%-586.3pp | -7.85%-6.1pp |
| Employer contribution / active EE | $2,841 | $3,382-16.0% | $4,815-41.0% | $2,597+9.4% |
| Participant deferral / active EE | $13,595 | $6,111+122.5% | $7,448+82.5% | $4,028+237.6% |
| Admin fee / account holder | $7,363 | $6,277+17.3% | $10,007-26.4% | $5,404+36.3% |