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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,661 | $77,817+291.5% | $123,553+146.6% | $64,173+374.7% |
| Participation rate | 82.1% | 74.7%+7.4pp | 82.3%-0.2pp | 69.6%+12.6pp |
| Annual return | -5.05% | 12.49%-17.5pp | 119.21%-124.3pp | 7.63%-12.7pp |
| Employer contribution / active EE | $4,284 | $3,014+42.1% | $4,628-7.4% | $2,381+79.9% |
| Participant deferral / active EE | $11,454 | $5,240+118.6% | $6,426+78.2% | $3,470+230.1% |
| Admin fee / account holder | $11,086 | $5,519+100.9% | $9,284+19.4% | $4,887+126.8% |