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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,027 | $89,367+345.4% | $141,191+181.9% | $72,975+445.4% |
| Participation rate | 88.9% | 75.1%+13.8pp | 82.5%+6.4pp | 69.5%+19.4pp |
| Annual return | 23.10% | 111.87%-88.8pp | 71.41%-48.3pp | 81.01%-57.9pp |
| Employer contribution / active EE | $4,692 | $3,115+50.6% | $4,736-0.9% | $2,440+92.3% |
| Participant deferral / active EE | $11,730 | $5,419+116.5% | $6,710+74.8% | $3,608+225.1% |
| Admin fee / account holder | $5,262 | $5,957-11.7% | $10,264-48.7% | $5,124+2.7% |