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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,836 | $157,304+86.8% | $141,197+108.1% | $152,909+92.2% |
| Participation rate | 92.9% | 84.8%+8.0pp | 82.5%+10.4pp | 82.5%+10.4pp |
| Annual return | 23.97% | 64.34%-40.4pp | 71.41%-47.4pp | 345.46%-321.5pp |
| Employer contribution / active EE | $2,367 | $5,263-55.0% | $4,736-50.0% | $4,764-50.3% |
| Participant deferral / active EE | $4,658 | $7,111-34.5% | $6,710-30.6% | $5,851-20.4% |
| Admin fee / account holder | $8,756 | $12,126-27.8% | $10,265-14.7% | $11,601-24.5% |