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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,038 | $138,076+81.1% | $123,553+102.4% | $135,380+84.7% |
| Participation rate | 92.3% | 84.7%+7.6pp | 82.3%+10.0pp | 82.6%+9.7pp |
| Annual return | -4.41% | 153.70%-158.1pp | 119.21%-123.6pp | 519.81%-524.2pp |
| Employer contribution / active EE | $2,337 | $5,152-54.6% | $4,628-49.5% | $4,779-51.1% |
| Participant deferral / active EE | $6,546 | $6,800-3.7% | $6,426+1.9% | $5,609+16.7% |
| Admin fee / account holder | $29,391 | $10,917+169.2% | $9,284+216.6% | $10,828+171.4% |