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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,962 | $176,120+107.2% | $159,487+128.8% | $167,553+117.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.37% | 331.95%-315.6pp | 263.71%-247.3pp | 478.89%-462.5pp |
| Employer contribution / active EE | $2,554 | $5,299-51.8% | $4,831-47.1% | $4,840-47.2% |
| Participant deferral / active EE | $6,062 | $7,752-21.8% | $7,354-17.6% | $6,343-4.4% |
| Admin fee / account holder | $9,706 | $12,561-22.7% | $10,804-10.2% | $12,316-21.2% |