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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,091 | $135,956+120.7% | $123,894+142.2% | $273,972+9.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 8.86% | 56.63%-47.8pp | 47.52%-38.7pp | 41.46%-32.6pp |
| Employer contribution / active EE | $6,311 | $5,170+22.1% | $4,617+36.7% | $4,869+29.6% |
| Participant deferral / active EE | $6,404 | $6,343+1.0% | $5,984+7.0% | $5,287+21.1% |
| Admin fee / account holder | $6,775 | $9,817-31.0% | $8,357-18.9% | $10,133-33.1% |