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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,124 | $160,028+121.9% | $147,080+141.4% | $145,884+143.4% |
| Participation rate | 85.0% | 84.0%+1.0pp | 82.2%+2.8pp | 80.3%+4.7pp |
| Annual return | 13.83% | 98.60%-84.8pp | 420.17%-406.3pp | 551.85%-538.0pp |
| Employer contribution / active EE | $2,134 | $5,286-59.6% | $4,933-56.8% | $4,662-54.2% |
| Participant deferral / active EE | $5,149 | $8,422-38.9% | $8,066-36.2% | $6,690-23.0% |
| Admin fee / account holder | $46,637 | $15,030+210.3% | $12,989+259.1% | $13,392+248.3% |