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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,744 | $77,814+415.0% | $158,223+153.3% | $86,983+360.7% |
| Participation rate | 73.2% | 68.4%+4.8pp | 79.2%-6.0pp | 69.5%+3.6pp |
| Annual return | 17.74% | 30.54%-12.8pp | 52.09%-34.4pp | 25.83%-8.1pp |
| Employer contribution / active EE | $4,611 | $2,592+77.9% | $4,109+12.2% | $2,584+78.4% |
| Participant deferral / active EE | $9,390 | $3,270+187.2% | $5,467+71.8% | $4,194+123.9% |
| Admin fee / account holder | $63,290 | $5,879+976.5% | $16,047+294.4% | $7,856+705.6% |