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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,680 | $95,415+244.5% | $185,851+76.9% | $85,851+282.8% |
| Participation rate | 85.0% | 68.8%+16.2pp | 81.7%+3.3pp | 69.3%+15.7pp |
| Annual return | 13.62% | 23.59%-10.0pp | 122.11%-108.5pp | 318.63%-305.0pp |
| Employer contribution / active EE | $4,245 | $3,314+28.1% | $5,168-17.9% | $2,565+65.5% |
| Participant deferral / active EE | $7,735 | $3,424+125.9% | $5,569+38.9% | $3,952+95.7% |
| Admin fee / account holder | $4,843 | $7,215-32.9% | $16,245-70.2% | $6,261-22.6% |