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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,439 | $77,920+299.7% | $149,723+108.0% | $75,177+314.3% |
| Participation rate | 81.8% | 65.6%+16.2pp | 78.8%+3.0pp | 67.2%+14.6pp |
| Annual return | 16.86% | 31.72%-14.9pp | 134.50%-117.6pp | 160.75%-143.9pp |
| Employer contribution / active EE | $4,382 | $3,138+39.6% | $4,821-9.1% | $2,671+64.1% |
| Participant deferral / active EE | $8,377 | $3,411+145.5% | $5,682+47.4% | $4,126+103.0% |
| Admin fee / account holder | $17,930 | $5,951+201.3% | $13,215+35.7% | $5,651+217.3% |