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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,222 | $91,198+207.3% | $178,503+57.0% | $79,856+250.9% |
| Participation rate | 87.8% | 69.2%+18.6pp | 81.9%+5.9pp | 69.6%+18.2pp |
| Annual return | 13.83% | 24.20%-10.4pp | 151.12%-137.3pp | 31.71%-17.9pp |
| Employer contribution / active EE | $3,756 | $3,257+15.3% | $5,011-25.0% | $2,471+52.0% |
| Participant deferral / active EE | $7,013 | $3,237+116.7% | $5,202+34.8% | $3,741+87.5% |
| Admin fee / account holder | $5,296 | $6,748-21.5% | $13,987-62.1% | $5,306-0.2% |