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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,227 | $73,867+275.3% | $143,770+92.8% | $68,498+304.7% |
| Participation rate | 81.2% | 66.7%+14.5pp | 80.3%+0.9pp | 67.9%+13.3pp |
| Annual return | -15.28% | 1.01%-16.3pp | -0.04%-15.2pp | -7.84%-7.4pp |
| Employer contribution / active EE | $4,195 | $3,184+31.7% | $4,951-15.3% | $2,596+61.6% |
| Participant deferral / active EE | $7,986 | $3,384+136.0% | $5,638+41.7% | $4,027+98.3% |
| Admin fee / account holder | $3,613 | $5,755-37.2% | $14,673-75.4% | $5,403-33.1% |