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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,067 | $115,814-23.1% | $101,275-12.1% | $158,982-44.0% |
| Participation rate | 93.8% | 79.4%+14.4pp | 75.8%+17.9pp | 82.0%+11.8pp |
| Annual return | 26.19% | 56.16%-30.0pp | 46.48%-20.3pp | 302.99%-276.8pp |
| Employer contribution / active EE | $6,250 | $4,176+49.7% | $3,660+70.8% | $4,763+31.2% |
| Participant deferral / active EE | $5,287 | $4,958+6.6% | $4,371+21.0% | $5,983-11.6% |
| Admin fee / account holder | $17,817 | $7,249+145.8% | $5,948+199.5% | $11,252+58.4% |