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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,299 | $133,998-28.1% | $112,263-14.2% | $134,545-28.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -26.77% | 47.17%-73.9pp | 27.49%-54.3pp | 418.37%-445.1pp |
| Employer contribution / active EE | $11,765 | $4,040+191.2% | $3,636+223.6% | $4,742+148.1% |
| Participant deferral / active EE | $6,102 | $5,292+15.3% | $4,729+29.0% | $6,401-4.7% |
| Admin fee / account holder | $3,005 | $7,493-59.9% | $6,410-53.1% | $11,431-73.7% |