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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,428 | $97,732-35.1% | $83,831-24.3% | $135,380-53.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.79% | 1287.56%-1295.3pp | 850.99%-858.8pp | 519.81%-527.6pp |
| Employer contribution / active EE | $15,711 | $4,222+272.1% | $3,631+332.7% | $4,779+228.8% |
| Participant deferral / active EE | $5,214 | $4,683+11.3% | $4,082+27.7% | $5,609-7.0% |
| Admin fee / account holder | $1,679 | $6,675-74.8% | $5,479-69.4% | $10,828-84.5% |