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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,215 | $106,280+15.9% | $96,538+27.6% | $139,487-11.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 24.84% | 38.48%-13.6pp | 35.74%-10.9pp | 373.84%-349.0pp |
| Employer contribution / active EE | $11,765 | $4,107+186.5% | $3,740+214.5% | $4,755+147.4% |
| Participant deferral / active EE | $7,488 | $5,457+37.2% | $4,880+53.4% | $6,713+11.6% |
| Admin fee / account holder | $3,375 | $7,888-57.2% | $6,737-49.9% | $11,407-70.4% |