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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,619 | $106,008-38.1% | $92,240-28.9% | $147,586-55.5% |
| Participation rate | 86.7% | 80.4%+6.3pp | 76.5%+10.2pp | 82.8%+3.8pp |
| Annual return | 20.22% | 50.05%-29.8pp | 176.29%-156.1pp | 578.59%-558.4pp |
| Employer contribution / active EE | $16,667 | $4,333+284.6% | $3,680+352.9% | $4,876+241.8% |
| Participant deferral / active EE | $5,747 | $4,478+28.3% | $3,897+47.5% | $5,439+5.7% |
| Admin fee / account holder | $757 | $6,333-88.0% | $5,194-85.4% | $10,886-93.0% |