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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,512 | $99,652+297.9% | $78,778+403.3% | $147,586+168.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 13.32% | 47.28%-34.0pp | 35.62%-22.3pp | 578.59%-565.3pp |
| Employer contribution / active EE | $6,004 | $2,796+114.7% | $1,986+202.4% | $4,876+23.1% |
| Participant deferral / active EE | $6,857 | $3,664+87.2% | $2,958+131.8% | $5,439+26.1% |
| Admin fee / account holder | $3,515 | $7,155-50.9% | $5,134-31.5% | $10,886-67.7% |