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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,691 | $95,979+274.8% | $74,551+382.5% | $135,380+165.7% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -5.15% | 56.97%-62.1pp | 32.53%-37.7pp | 519.81%-525.0pp |
| Employer contribution / active EE | $2,826 | $2,716+4.0% | $1,961+44.1% | $4,779-40.9% |
| Participant deferral / active EE | $2,971 | $3,844-22.7% | $3,108-4.4% | $5,609-47.0% |
| Admin fee / account holder | $4,012 | $6,522-38.5% | $5,059-20.7% | $10,828-62.9% |