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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $433,829 | $118,875+264.9% | $96,572+349.2% | $167,553+158.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 8.27% | 50.50%-42.2pp | 37.79%-29.5pp | 478.89%-470.6pp |
| Employer contribution / active EE | $2,311 | $3,121-25.9% | $2,357-2.0% | $4,840-52.2% |
| Participant deferral / active EE | $2,311 | $4,617-49.9% | $3,850-40.0% | $6,343-63.6% |
| Admin fee / account holder | $19,000 | $8,070+135.4% | $6,183+207.3% | $12,316+54.3% |