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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $512,874 | $112,933+354.1% | $90,970+463.8% | $158,982+222.6% |
| Participation rate | 93.8% | 74.7%+19.0pp | 69.0%+24.7pp | 82.0%+11.8pp |
| Annual return | 12.29% | 215.82%-203.5pp | 134.60%-122.3pp | 302.99%-290.7pp |
| Employer contribution / active EE | $2,732 | $2,893-5.6% | $2,122+28.8% | $4,763-42.6% |
| Participant deferral / active EE | $2,650 | $4,128-35.8% | $3,373-21.4% | $5,983-55.7% |
| Admin fee / account holder | $12,587 | $8,047+56.4% | $5,961+111.2% | $11,252+11.9% |