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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,836 | $93,346+287.6% | $71,796+404.0% | $273,972+32.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 0.96% | 130.39%-129.4pp | 78.04%-77.1pp | 41.46%-40.5pp |
| Employer contribution / active EE | $5,555 | $2,733+103.2% | $1,924+188.7% | $4,869+14.1% |
| Participant deferral / active EE | $6,400 | $3,475+84.2% | $2,794+129.0% | $5,287+21.0% |
| Admin fee / account holder | $2,682 | $6,571-59.2% | $4,815-44.3% | $10,133-73.5% |