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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,055 | $161,352-50.4% | $134,172-40.3% | $137,256-41.7% |
| Participation rate | 53.3% | 78.3%-25.0pp | 72.5%-19.1pp | 80.0%-26.6pp |
| Annual return | 14.57% | 28.72%-14.1pp | 25.30%-10.7pp | 220.34%-205.8pp |
| Employer contribution / active EE | $2,342 | $4,099-42.9% | $3,420-31.5% | $4,156-43.7% |
| Participant deferral / active EE | $2,453 | $5,552-55.8% | $4,690-47.7% | $6,407-61.7% |
| Admin fee / account holder | $5,051 | $15,028-66.4% | $12,016-58.0% | $12,270-58.8% |