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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,055 | $162,967-50.9% | $135,792-41.0% | $138,895-42.4% |
| Participation rate | 53.3% | 78.3%-25.0pp | 72.6%-19.3pp | 79.9%-26.6pp |
| Annual return | 14.57% | 30.08%-15.5pp | 25.96%-11.4pp | 145.39%-130.8pp |
| Employer contribution / active EE | $2,342 | $4,211-44.4% | $3,496-33.0% | $4,194-44.2% |
| Participant deferral / active EE | $2,453 | $5,640-56.5% | $4,759-48.5% | $6,396-61.7% |
| Admin fee / account holder | $5,051 | $15,306-67.0% | $12,266-58.8% | $12,562-59.8% |