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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,585 | $129,959-78.8% | $104,301-73.6% | $134,532-79.5% |
| Participation rate | 52.9% | 79.5%-26.6pp | 73.3%-20.3pp | 81.2%-28.3pp |
| Annual return | -19.67% | 42.04%-61.7pp | 24.61%-44.3pp | 418.27%-437.9pp |
| Employer contribution / active EE | $1,768 | $4,185-57.8% | $3,373-47.6% | $4,741-62.7% |
| Participant deferral / active EE | $1,823 | $5,589-67.4% | $4,626-60.6% | $6,401-71.5% |
| Admin fee / account holder | $2,939 | $9,325-68.5% | $7,340-60.0% | $11,429-74.3% |